Kharazmi: The Digital Transformation Arm in Banking and the Driving Force Behind the Development of the Country's Digital Economy

The CEO of Kharazmi Information Technology Development Company, while elaborating on the company's perspective on the digital economy, emphasized: Kharazmi does not limit its role merely to providing information technology services; rather, by developing secure and scalable banking infrastructures, empowering digital businesses, and producing localized solutions, it considers itself one of the effective players in shaping the country's digital economy ecosystem.

According to the Public Relations Department of Mafakher Company, Dr. Mohammad Taghi Saleh, CEO of Kharazmi Information Technology Development Company, stated: "The digital economy truly grows when three components are simultaneously strengthened: reliable infrastructure, accessible digital banking and financial services, and public trust in the security and stability of services. Kharazmi, relying on its experience and position in banking information technology, has defined its strategic role in strengthening these very three components."

He added: "From our perspective, digital banking and financial services constitute the backbone of the digital economy; because without secure payments, reliable digital identity, risk management, and sustainable services, many platform-based businesses and online services cannot develop. Accordingly, Kharazmi sees itself as a facilitator and enabler of the digital economy ecosystem – a company that, by developing software and infrastructure solutions, paves the way for banks and ultimately for the people and businesses to access modern financial services."

The CEO of Kharazmi Information Technology Development Company, referring to the responsibility of the banking information technology industry in creating platforms for economic growth, said: "Our role in the digital economy is not merely producing products or executing projects; rather, it is creating national capacity for providing sustainable and scalable digital services. The faster, more securely, and more intelligently banks can offer their services to the market, the more the velocity of money, quality of customer experience, and economic productivity improve – and this is precisely the connection point between digital banking and the growth of the digital economy."

Saleh continued: "At Kharazmi, we have tried, by focusing on producing localized solutions tailored to domestic needs, to help reduce dependency, enhance resilience, and increase security across various technology layers. Also, one of our serious missions is to assist banks in transitioning from traditional models to modern, service-oriented architectures – an approach that provides the groundwork for better interaction with fintechs, innovative businesses, and digital platforms."

In another part of his remarks, he identified 'trust' as the main driver of the digital economy and added: "The digital economy does not take shape without trust. When users and businesses are assured that services are stable, data is protected, and transactions are secure, the adoption of digital services naturally increases. For this reason, Kharazmi, with a responsible approach to areas such as security, service stability, risk management, and regulatory compliance, strives to play its part in enhancing public trust and the trust of the banking network."

The CEO of Kharazmi Information Technology Development Company emphasized in conclusion: "We see the future of the country's digital economy in the synergy among banks, technology companies, fintechs, and regulatory bodies, and Kharazmi is ready, in the role of a reliable technology partner, to strengthen this synergy by providing operational and scalable solutions. Our belief is that the development of the digital economy is the result of a series of coordinated and continuous actions, and Kharazmi wants to play a tangible and results-oriented role as 'infrastructure builder' and 'transformation accelerator' along this path.

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عباس نوری زاده با سمت: رئیس هیئت مدیره به نمایندگی شرکت کارت ایران
تحصیلات: 
دکتری مدیریت کارآفرینی فناورانه
تاریخ عضویت در هیئت مدیره: 1404/11/29
سابقه کاری: 

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تحصیلات: دانش آموخته رشته حقوق خصوصی
تاریخ انتصاب :   1404/12/04
سابقه کاری:
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تحصیلات: کارشناسی ارشد مدیریت فناوری اطلاعات
تاریخ عضویت در هیئت مدیره: 1403/04/16
سابقه کاری: رئیس اداره کل سامانه‌های عملیات بانکی بانک صادرات ایران، رئیس اداره کل مهندسی نرم‌افزار بانک صادرات ایران، رئیس اداره کل انفورماتیک بانک صادرات ایران و رئیس اداره کل تحقیقات و برنامه‌ریزی بانک صادرات ایران

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تحصیلات: کارشناس ارشد مهندسی صنایع
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Mohammad Taghi Saleh Abolghasemi, Position: Acting Managing Director of Kharazmi Information Technology Development Company
Education: Graduated in private law
Appointment Date: July 3, 2025
Work Experience:
CEO & Vice Chairman of the Board of Directors of Tejarat Gostaran Kharazmi Company
CEO & Vice Chairman of the Board of Directors of Research & Development of Pars Kani Mineral Industries Company
Chairman of the Board of Directors of Mahour Mes Company
Chairman of the Board of Directors of Pishtazan Fanavari Tala Development Company
He is regarded as an experienced executive in the fields of banking, information technology, and commerce.

Hamid Rajabi, Position: Board Member, Representing Kharazmi Data Processing Company (Private JSC)
Education: Master of Science in Information Technology Management
Appointment Date: July 7, 2024
Work Experience: Director General of Banking Operations Systems at Bank Saderat Iran, Director General of Software Engineering at Bank Saderat Iran, Director General of Informatics at Bank Saderat Iran, Director General of Research & Planning at Bank Saderat Iran
Mohammad Taghi Saleh Abolghasemi, Position: Chairman of the Board of Directors, Representing Iran Card Company
Education: PhD in Technological Entrepreneurship Management
Appointment Date: February 17, 2026
Work Experience:
Mohammad Hossein Khorouti, Position: Vice Chairman of the Board of Directors, Representing Algorithm Data & Artificial Intelligence Company (Private JSC)
Education: PhD in Business Management – Commercial Policy Making
Appointment Date: August 31, 2024
Work Experience: Chairman of the Board & Deputy Director of Management Development at Chabok Nasl Smart Services Company
Board Member at Aysan Lotus Mobile Services Company
CEO Advisor at Dade Varzi Sadad (Melli Bank)
CEO Advisor at Behpardakht Mellat (Bank Mellat)
Inspection Manager at Didar Iranian Development Company (Bank Day)
Regional Manager (Kish Island) at Isaco Kish (Iran Khodro)
and more ...

Mohammad Taghi Vaghef, Position: Board Member, Representing Sepehr Smart Technologies & Solutions Company
Education: Master of Science in Industrial Engineering
Appointment Date: August 30, 2025
Work Experience: Board Member – Parsian E-Commerce Company (2002), CEO – Caspian Company (2003), Board Member – Iran Data Processing Company (2009), Project Manager of National Payment Systems – National Informatics Corporation (2010), CEO – Iran Kish Credit Card Company (2011), Deputy to the Vice President for Information Technology – Central Bank of the Islamic Republic of Iran (2015), Board Member – Novin Kish Informatics Services Company (2017)
Seyyed Saber Emami, Position: Board Member, Representing Sad Pioneers of Modern Technologies Company (Private JSC)
Education: PhD Candidate in Entrepreneurship – International Entrepreneurship (Dissertation Defense Stage)
Appointment Date: August 28, 2022
Work Experience: CEO & Vice Chairman of the Board – Asr Amin Karafarin Technology Investment Holding (2021), CEO & Vice Chairman of the Board – Mobin Iran Electronic Development Holding (2020), Advisor to the President – Tehran Province Computer Trade Organization (2020), Chairman of the Content & Value-Added Services Commission – Tehran Province Computer Trade Organization (2018), Vice Chairman of the ICT Commission – Joint Chamber of Commerce of Iran and Iraq (2018)
and more ...

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