Information Technology: The New Architect of Banking and Financial Services

Information Technology: The New Architect of Banking and Financial Services
The CEO of Kharazmi Information Technology Development Company, while elaborating on the strategic dimensions of digital transformation in the country's banking system, emphasized: 'What is happening today in the banking industry is not merely a technological modernization or system upgrade, but a fundamental transformation in the logic of bank management, operational structure, service delivery methods, and the bank's relationship with the customer, data, and the market – a transformation that …
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Kharazmi is ready for the digital future of Iran's information technology market

Kharazmi is ready for the digital future of Iran's information technology market
The CEO of Kharazmi Information Technology Development Company described the future of Iran's information technology market as growing, competitive, and based on digital transformation, cybersecurity, and intelligent services, and stated: 'This company, relying on its specialized capabilities, infrastructure development, service quality improvement, and human capital, has provided the necessary readiness for effective participation in the future of this market. According to the Public Relations Department, Dr. Mohammad Taghi Saleh, CEO …
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Banking Technology: The Hidden Infrastructure of National Production Growth; From Empowering Businesses to Enhancing the Country's Resilience

Banking Technology: The Hidden Infrastructure of National Production Growth; From Empowering Businesses to Enhancing the Country's Resilience
The CEO of Kharazmi Information Technology Development Company, emphasizing that digital banking has today become one of the main drivers of the economy, said: 'Banking technology companies, by developing secure and sustainable infrastructures, reducing transaction costs, facilitating financing, and strengthening the domestic supply chain, can play an effective role in the growth of national production and the enhancement of the country's critical infrastructures. Dr. Mohammad Taghi Saleh, CEO of Kharazmi …
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Information technology is the engine for reducing operational costs and increasing productivity in banks and large enterprises.

Information technology is the engine for reducing operational costs and increasing productivity in banks and large enterprises.
The CEO of Kharazmi Information Technology Development Company, emphasizing the decisive role of information technology in optimizing operational structures, said: 'Intelligent utilization of integrated systems, process automation, data analytics, and digital services can significantly reduce the operational costs of banks, financial companies, and large economic enterprises, while simultaneously enhancing service quality, decision-making speed, and performance transparency.' According to the Public Relations Department, Dr. Mohammad Taghi Saleh, CEO of Kharazmi Information …
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Kharazmi: The Digital Transformation Arm in Banking and the Driving Force Behind the Development of the Country's Digital Economy

Kharazmi: The Digital Transformation Arm in Banking and the Driving Force Behind the Development of the Country's Digital Economy
The CEO of Kharazmi Information Technology Development Company, while elaborating on the company's perspective on the digital economy, emphasized: Kharazmi does not limit its role merely to providing information technology services; rather, by developing secure and scalable banking infrastructures, empowering digital businesses, and producing localized solutions, it considers itself one of the effective players in shaping the country's digital economy ecosystem. According to the Public Relations Department of Mafakher Company, …
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Kharazmi's competitive advantage lies in the fusion of deep banking experience with innovative capability in the development of technological solutions.

Kharazmi's competitive advantage lies in the fusion of deep banking experience with innovative capability in the development of technological solutions.
The CEO of Kharazmi Information Technology Development Company, emphasizing the company's position as one of the most experienced and influential entities in the banking information technology ecosystem of the country, stated that Kharazmi's most important competitive advantage is the simultaneous possession of deep operational experience, precise understanding of the banking network's needs, and the capability to design and deliver innovative, localized, and reliable solutions. According to the Public Relations Department …
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The development of sustainable, secure, and scalable infrastructure is a prerequisite for realizing digital governance in the country's financial system.

The development of sustainable, secure, and scalable infrastructure is a prerequisite for realizing digital governance in the country's financial system.
The CEO of Kharazmi Information Technology Development Company, emphasizing the position of information technology infrastructure in the modern economy, described the company's role in enhancing the country's digital infrastructure as 'strategic and at the national level,' and stated: 'Without creating sustainable, secure, and integrated platforms, the realization of digital transformation in the financial system will not be possible. According to the Public Relations Department of Mafakher Company, Mohammad Taghi Saleh, …
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Kharazmi's exclusive solutions for banks, the government, and the private sector

Kharazmi's exclusive solutions for banks, the government, and the private sector
The CEO of Kharazmi Information Technology Development Company announced: By relying on flexible architectures, analyzing domain-specific needs, and designing solutions tailored to the nature of each organization, this company has been able to provide completely differentiated and exclusive services to banks, government bodies, and private companies.     According to the Public Relations Department of Mafakher Company, Mohammad Taghi Saleh, CEO of Kharazmi Information Technology Development Company, stated: "First, I …
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Emphasis of Bank Saderat and Kharazmi Company on enhancing the security and quality of digital banking services.

Emphasis of Bank Saderat and Kharazmi Company on enhancing the security and quality of digital banking services.
During the meeting between the CEO of Kharazmi Information Technology Development Company and the Deputy of Information Technology of Bank Saderat, an emphasis was placed on strengthening technological collaborations, providing sustainable support for banking systems, and enhancing the security of digital banking services. According to the Public Relations Department of Mafakher Company, Dr. Mohammad Taghi Saleh, CEO of Kharazmi Information Technology Development Company, along with a group of the company's …
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A New Step Towards Strategic Development: Appointment of the Acting Director of the Commercial Vice Presidency of Kharazmi Information Technology Development Company

A New Step Towards Strategic Development: Appointment of the Acting Director of the Commercial Vice Presidency of Kharazmi Information Technology Development Company
In line with completing the management structure and strengthening the specialized capacity of the Commercial Vice Presidency, Dr. Mohammad Taghi Saleh Abolghasemi, CEO of Kharazmi Information Technology Development Company, issued a decree appointing Ms. Hadigheh Shariat-Zadeh as the Acting Director of the Commercial Vice Presidency of the company. According to the Public Relations Department of Mafakher Company, this appointment, which has been made based on the outstanding record and experiences …
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News

عباس نوری زاده با سمت: رئیس هیئت مدیره به نمایندگی شرکت کارت ایران
تحصیلات: دکتری مدیریت کارآفرینی فناورانه
تاریخ عضویت در هیئت مدیره: 1404/11/29
سابقه کاری: 

سید صابر امامی با سمت: عضو هیئت مدیره به نمایندگی از شرکت پیشگامان فناوری های نوین صاد (سهامی خاص)
تحصیلات: دانشجوی دکترای کار آفرینی گرایش بین الملل
تاریخ عضویت در هیئت مدیره: 1401/06/06
سابقه کاری: 
· مدیرعامل و نائب رئیس هیئت مدیره هلدینگ سرمایه گذاری فناوری عصر امین کارآفرین(1400)
· مدیرعامل و نائب رئیس هیئت مدیره هلدینگ گسترش الکترونیک مبین ایران (1399)
· مشاور رئیس سازمان نظام صنفی رایانهای استان تهران (1399)
· رئیس کمیسیون خدمات محتوایی و ارزش افزوده نظام صنفی رایانهای استان تهران (1397)
· نائب رئیس کمیسیون فناوری اطلاعات و ارتباطات اتاق مشترک بازرگانی ایران و عراق(1397)

حمید رجبی با سمت: عضو هیئت‌‌مدیره به نمایندگی از شرکت داده پردازی خوارزمی (سهامی خاص)
تحصیلات: کارشناسی ارشد مدیریت فناوری اطلاعات
تاریخ عضویت در هیئت مدیره: 1403/04/16
سابقه کاری: 
· رئیس اداره کل سامانه‌های عملیات بانکی بانک صادرات ایران
· رئیس اداره کل مهندسی نرم‌افزار بانک صادرات ایران
· رئیس اداره کل انفورماتیک بانک صادرات ایران
· رئیس اداره کل تحقیقات و برنامه‌ریزی بانک صادرات ایران

اسد الله همتی با سمت: سرپرست شرکت و عضو هیئت مدیره (مفاخر)
تحصیلات: کارشناسی مدیریت - مدیریت امنیت ملی
تاریخ عضویت در هیئت مدیره: 1405/03/16
سابقه کاری: 
· عضو هیئت مدیره، مشاور مدیر عامل و مدیر کل حراست شرکت ارتباطات زیر ساخت کشور
· عضو هیئت مدیره  شرکت راهبری صنایع بهساز بانک ملت
· عضو هیئت مدیره، مشاور مدیر عامل و مدیر امور استانها شرکت خدمات ارتباطـی و الکترونیکـی ایرانیـان نت
· مدیر کل بازرسی، ارزیابی، عملکرد و پاسخگویی به شکایات شرکت ارتباطات زیر ساخت کشور
· رئیس هیئت مدیره شرکت امن خدمات تراکنش بانک ملت
· عضو هیئت مدیره شرکت باشگاه مشتریان بانک گردشگری
· عضو هیئت مدیره مؤسسه فرهنگی، ورزشی، رفاهی پیام وزارت ارتباطات

محمد حسین خُروطی با سمت: نائب رئیس هیئت مدیره به نمایندگی از شرکت داده و هوش مصنوعی الگوریتم (سهامی خاص)
تحصیلات: دکتری مدیریت بازرگانی _ سیاست گذاری بازرگانی
تاریخ عضویت در هیئت مدیره: 1403/06/10
سابقه کاری: 
· رئیس هیئت مدیره و معاون توسعه مدیریت شرکت خدمات هوشمند نسل چابک
· عضو هیئت مدیره شرکت خدمات همراه آیسان لوتوس
· مشاور مدیرعامل داده ورزی سداد (بانک ملی)
· مشاور مدیرعامل به پرداخت ملت (بانک ملت)
· مدیر بازرسی شرکت توسعه دیدار ایرانیان (بانک دی)
· مدیر منطقه کیش شرکت ایساکو کیش (ایران خودرو)

Hamid Rajabi – Position: Board Member (representing Kharazmi Data Processing Company – Private Joint Stock)
Education: Master’s degree in Information Technology Management
Date of Board Appointment: July 6, 2024 (1403/04/16)
Professional Experience:
· Head of the Banking Operations Systems Department, Bank Saderat Iran
· Head of the Software Engineering Department, Bank Saderat Iran
· Head of the Informatics Department, Bank Saderat Iran
· Head of the Research and Planning Department, Bank Saderat Iran
Abbas Nourizadeh – Position: Chairman of the Board (representing Kart-e Iran Company)
Education: PhD in Technology Entrepreneurship Management
Date of Board Membership: February 18, 2026
Work Experience:
Mohammad Hossein Khorouti – Position: Vice Chairman of the Board of Directors (representing Algorithm Data and Artificial Intelligence Company – Private Joint Stock)
Education: PhD in Business Administration – Business Policy
Date of Board Membership: September 1, 2024 (1403/06/10)
Work Experience:
· Chairman of the Board and Deputy of Management Development at Agile Generation Smart Services Company
· Board Member at Aysan Lotus Mobile Services Company
· Advisor to the CEO of Dadvarzi-e Sadad (Bank Melli)
· Advisor to the CEO of Behpardakht Mellat (Bank Mellat)
· Inspection Manager at Didar Iranian Development Company (Day Bank)
· Kish Regional Manager at Isaco Kish Company (Iran Khodro)
Asadollah Hemmati – Position: Acting CEO and Board Member (Mafakher)
Education: Bachelor’s Degree in Management – ​​National Security Management
Date of Board Membership: June 6, 2026
Work Experience:
· Board Member, Advisor to the CEO, and Director General of Security at the Infrastructure Communications Company (ICC)
· Board Member at Behsaz Industries Management Company (Bank Mellat)
· Board Member, Advisor to the CEO, and Director of Provincial Affairs at Iranian Net Communication and Electronic Services Company
· Director General of Inspection, Performance Evaluation, and Complaint Handling at the Infrastructure Communications Company (ICC)
·Chairman of the Board at Amn-e Khadamat-e Tarakonesh Company (Bank Mellat)
· Board Member at the Tourism Bank Customer Club Company
· Board Member at the Payam Cultural, Sports, and Welfare Institute (Ministry of Communications)
Seyyed Saber Emami – Position: Board Member representing Pishgaman-e Fanavari-haye Novin-e Sad Company (Private Joint Stock)
Education: PhD candidate in Entrepreneurship (International specialization)
Date of Board Appointment: August 28, 2022 (1401/06/06)
Professional Experience:
· CEO and Vice Chairman of the Board, Asr-e Amin Karafarin Technology Investment Holding (2021)
· CEO and Vice Chairman of the Board, Mobin Iran Electronics Development Holding (2020)
· Advisor to the Head of the Tehran Province Computer Trade Organization (2020)
· Chairman of the Content Services and Value-Added Services Commission, Tehran Province Computer Trade Organization (2018)
· Vice Chairman of the Information and Communication Technology Commission, Iran-Iraq Joint Chamber of Commerce (2018)

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